Make Easy Money Online: October 2008

Thursday 30 October 2008

How to Protect Yourself from Computer Identity Theft

Identity theft is considered as a huge problem in our society. Identity theft occurs once a thief assumes another person’s identity by using confidential information supposed to be known exclusively by that person. The thief will commit fraud using the person's name and important confidential information without the victim ever knowing about such transactions.

Individuals who are new in using the internet sometimes become to victim to computer identity theft systems. In most cases, the person involved in the identity theft systems uses your credit cards to buy supplies and merchandise for themselves.

While others will get an application for credit card, make bank account and destroy your good credit score. In addition, making some correction about such subjects includes more time, effort and is stressful, so here are ten useful ways that you can use to avoid yourself from being an identity theft prey.

• Make a disposable email address

Make sure that you have an email address that you can only use for businesses and other personal communication. If for instance, you want to buy something online, or you want to join a newsgroup, it is better than you use a disposable email address.

Yahoo and hotmail are some of the free accounts where you can make you own disposable email. Both of these are able to interface with other famous email clientele such as the outlook and the outlook express. You can use one of the two for your purchasing transactions.

• Cover up your internet identity

If your name is Anne Brown try to not to use it in making your email accounts especially when having business with people you are not familiar with and deceitful-looking.

Perhaps if your birth date is April 17, 1968, do not make an account that contains both your name and birth date.

• Use a unique password

You can use one password for your private data, and then use a different one for your dealing account and another one for your disposable email addresses you made. If possible, do not use passwords that appear in order like password3 for your private account, password4 for you business transactions and password4 for disposable email addresses.

• Use “tough” passwords

Avoid using birthdates, anniversaries, or your children’s birthdates when making passwords. Do not use passwords that are purely letters or numbers.

In addition, to not to use passwords consist true words. Make passwords made of phases like “I drink 1 glass of milk everyday”. Get the first letter of every word in the phrase and it will result to “id1gome”.

• Change your passwords

You must change you passwords at least every 6 months or if you want, you can have it changed every year. If you think your passwords have been exposed, change them for your protection.

• It is important that you only use one credit card for every online transaction that you make

If you have more than three credit cards, stick to the one that you know will best work for online transactions. This is to monitor the transactions made with each of your credit cards. Therefore, if your other credit cards have an online transactions you are certain that those are fake.

• Make use of a credit card rather than a debit card

Though many debit cards have online purchase safety steps, it is easier to fight fake charges than to refund debit card finances already used.

• When you make online transactions ensure that it is safe

If you are making your first transaction on the internet, make sure that the company you are dealing with is someone familiar or referred to you by a trusted one.

• Check for the company’s privacy guidelines

When doing the first purchasing online, ensure to check the privacy guidelines, search for logos from purchasers groups and try to find out if they are a member of the better business bureau. If possible, click the logos to confirm that they are genuine.

• Do not open or sign up email inviting you to update your email account or credit card information through email.

These are only fraudulent. Some people do them attempt and secure your personal data. Most of them increasingly improve their modus operandi and go to great lengths to appear genuine like the company websites using their own logos.

Following the above guidelines, you are surely keeping yourself away from this computer identity theft.

As an advice, if an individual feels that he is a victim of an identity theft, it is appropriate to contact the nearest Justice Department. If not, a bank office can also help in that particular situation. Remember, in every action, taking extra care and getting help from the appropriate agencies is the safest thing to do.

Copyright © Anne-Marie Ronsen

Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.

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Anne-Marie Ronsen is the author of many wealth and self development books. Download FREE e-books from http://www.e-bestsellers.com, http://www.plrbestsellers.com or http://www.universalpublishingltd.com ...You will learn about the best tips and recommendations to improve your health, weight and wealth. You'll also discover FREE Premium content at http://www.ibestof.com/ and Manual Submission Directory at: http://www.webdirectorybank.com

How to stop identity theft online

Online, identity theft is quite common already. It seems that everybody is getting their businesses and transactions done online. That is why, online identity thieves are always on the lookout for their next victims.

How do online savvy protect themselves from the online identity thieves that are rampant nowadays?

1. Passwords.

Know that those little pop ups that is asking you if you would like to remember your user name and password is not helping you any. Most of these passwords are stored in system file and every half brained hackers know about this.
If you are not making use of firewalls, it is pretty easy for just about anyone to get hold of your password and use that anytime in your expense.

Be wary of these things. A prevention measure is to have a lengthy password complete with different kinds of characters.

As much as possible, do not input all your information in your computer or when something asks for it. The internet is definitely not a safe place to store your data and information.

2. Phishing.

What is phishing?

Phishing is one of the strategies being used to fool people into giving out their passwords and other personal information by pretending that they come from a genuine source.

Examples are emails sent by someone staring that you have won on some online raffle. And that you need to give out some information for verification. Out of hope or ignorance, you probably will end up giving them what they want.
This is what phishing is all about. Phishing scammers are very much skilled in imitating other styles and language of communications. They use lists of millions of email addresses to send their notes out to, in the hope of getting even a small number of victim.

If you find it hard to distinguish which emails you are receiving are scams, try to verify the source of the message. Better yet, ask some sort of proof first to find out they are really legitimate or not.

3. Firewalls.

In the past, firewalls were a luxury. But now, they have become a necessity.

There are already an increasing number of Internet hackers that are making use of free programs that can compromise your system.

Take note that there are around 60,000 points of entry to your computer. So you may want to at least filter out some of the entries that can cause trouble.

4. A secure connection.

Before sending out any personal information, make sure that you make it a point to check out the browser address bar. Why is this?

Because you may want to be assured that you are sending them on a secure connection. A secure connection is an address that begins with http. If you do not see this in the address browser, then you can guarantee that that link is not secured. They can be breached easily. There goes your details.

5. Always confirm.

Before you click on that send button, think hard first. Are you willing to give out vital information away? Do you trust the receiver of this?

Today, every bit of information can be built into a solid profile. You can actually get a lot of information about someone just by knowing his or her birthday. This is the online world. Apparently, identity thieves also know about this.

Be prepared for the consequences that your actions will bring. You cannot blame anyone but yourself when you find yourself a victim of identity theft online.

6. Account checking.

If you are one of those banking online, be sure to go back and check in after a few days to review the transactions you have made. Not all of these online financial institutions have the ability to filter out fake transactions.

If ever you find something suspicious in your transaction, contact your bank immediately so they can take the necessary steps and stop further unknown negotiations to happen. In many of these cases, you will not be made liable for the expenses or charges that may incur. That is why, you have to report the soonest possible time.

Online identity theft is not likely to go away for sometime. So you need to be aware of them in order to prevent them from getting the most out of you.

Tips on How to Boost Your Affiliate Program Commissions Overnight

Since there are already lots of people getting into affiliate marketing, it is no wonder that the competition is getting stiff. The challenge is to try and outdo other affiliates and think of ways to be able to attain this.

There are also many tips and techniques being taught to these affiliate in order to best plan their strategy for their program to work effectively so that more earnings will be achieved.

Remember these simple tips:
1. Know the best program and products to promote.

Obviously, you would want to promote a program that will enable you to achieve the greatest profits in the shortest possible time.

There are several factors to consider in selecting such a program. Choose the ones that have a generous commission structure. Have products that fit in with your target audience. And that has a solid track record of paying their affiliate easily and on time. If you cannot seem to increase your investments, dump that program and keep looking for better ones.

There are thousands of affiliate programs online which gives you the reason to be picky. You may want to select the best to avoid losing your advertising dollars.

Write free reports or short E-Books to distribute from your site. There is a great possibility that you are competing with other affiliates that are promoting the same program. If you start writing short report related to the product you are promoting, you will be able to distinguish yourself from the other affiliates.

In the reports, provide some valuable information for free. If possible, add some recommendations about the products. With E-Books, you get credibility. Customers will see that in you and they will be enticed to try out what you are offering.

2. Collect and save the email addresses of those who download your free E-Books.

It is a known fact that people do not make a purchase on the first solicitation. You may want to send out your message more than six times to make a sale.

This is the simple reason why you should collect the contact information of those who downloaded your reports and E-Books. You can make follow-ups on these contacts to remind them to make a purchase from you.

Get the contact information of a prospect before sending them to the vendor’s website. Keep in mind that you are providing free advertisement for the product owners. You get paid only when you make a sale. If you send prospects directly to the vendors, chances are they would be lost to you forever.

But when you get their names, you can always send other marketing messages to them to be able to earn an ongoing commission instead of a one-time sale only.

Publish an online newsletter or E-zine. It is always best to recommend a product to someone you know than to sell to a stranger. This is the purpose behind publishing your own newsletter. This also allows you to develop a relationship based on trust with your subscribers.

This strategy is a delicate balance between providing useful information with a sales pitch. If you continue to write informative editorials you will be able to build a sense of reciprocity in your readers that may lead them to support you by buying your products.

3. Ask for higher than normal commission from merchants.

If you are already successful with a particular promotion, you should try and approach the merchant and negotiate a percentage commission for your sales.

If the merchant is smart, he or she will likely grant your request rather than lose a valuable asset in you. Keep in mind that you are a zero-risk investment to your merchant; so do not be shy about requesting for addition in your commissions. Just try to be reasonable about it.

Write strong pay Per Click ads. PPC search engine is the most effective means of advertising online. As an affiliate, you can make a small income just by managing PPC campaigns such as Google AdWords and Overture. Then you should try and monitor them to see which ads are more effective and which ones to dispose of.

Try out these strategies and see the difference it can make to your commission checks in the shortest of time.

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Copyright © Anne-Marie Ronsen

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A Quick Look at How PPC Search Engines Work...

In essence, PPC advertising is all about bidding for the top or leading position on search engine results and listings. Advertisers do this by buying or bidding on keyword phrases that are relevant to their products or services - the higher the bid, the higher the spot on the search results, the more the people will find the ad (and click on it) to go to their websites (this is why some people call it "keyword auctioning"). Advertisers would then pay the bidding price every time a visitor clicks through the website.

PPC or Pay-Per-Click in full is one of the four basic types of Search Engines.

These engines create listings and rate them based on a bid amount the website owner is willing to pay for each click from that search engine. Advertisers bid against each other to receive higher ranking for a specific keyword or phrase.

The highest bidder for a certain keyword or phrase will then have the site ranked as number 1 in the PPC Search Engines followed by the second and third highest bidder, up to the last number that have placed a bid on the same keyword or phrase. Your ads then will appear prominently on the results pages based on the dollar amount bid you will agree to pay per click.

How do you make money by using PPC into your affiliate marketing business?

Most affiliate programs only pay when a sale is made or a lead delivered after a visitor has clickthrough your site. Your earnings will not always be the same as they will be dependent on the web site content and the traffic market.

The reason why you should incorporate PPC into your affiliate marketing program is that earnings are easier to make than in any other kind of affiliate program not using PPC. This way, you will be making profit based from the clickthroughs that your visitor will make on the advertiser’s site. Unlike some programs, you are not paid per sale or action.

PPC can be very resourceful of your website. With PPC Search Engines incorporated into your affiliate program, you will be able to profit from the visitor’s who are not interested in your products or services. The same ones who leave your site and never comes back.

You will not only get commissions not only from those who are just searching the web and finding the products and services that they wanted but you will be able to build your site’s recognition as a valuable resource. The visitors who have found what they needed from you site are likely to come back and review what you are offering more closely. Then they will eventually come back to search the web for other products.

This kind of affiliate program is also an easy way for you to generate some more additional revenues. For example, when a visitor on your site does a search in the PPC Search Engine and clicks on the advertiser bided listings, the advertisers’ account will then be deducted because of that click. With this, you will be compensated 30% to 80% of the advertisers’ bid amount.

PPC is not only a source of generating easy profits; it can also help you promote your own site. Most of the programs allow the commissions received to be spent for advertising with them instantly and with no minimum earning requirement. This is one of the more effective ways to exchange your raw visitors for targeted surfers who has more tendencies to purchase your products and services.

What will happen if you when you integrate PPC into your affiliate program?

PPC usually have ready-to-use affiliate tools that can be easily integrated into your website. The most common tools are search boxes, banners, text links and some 404-error pages. Most search engines utilize custom solutions and can provide you with a white-label affiliate program. This enables you, using only a few lines of code, to integrate remotely-hosted co-branded search engine into your website.

The key benefits? Not only more money generated but also some extra money on the side. Plus a lifetime commissions once you have referred some webmaster friends to the engine.

Think about it. Where can you get all these benefits while already generating some income for your site? Knowing some of the more useful tools you can use for your affiliate program is not a waste of time. They are rather a means of earning within an earning.

Best know more about how you can use PPC search engines into your affiliate program than miss out on a great opportunity to earn more profits.

Have a look at your affiliate market and look at the strategies you are using. You may not be focusing on the recommendations that your products need to have. You plan of action is sometimes not the only thing that is making your program works.

Take down all the advantages and disadvantages of each program you are considering so you can clearly see the difference among your options; then later, compare the advantages of the programs with your own checklist. Take time to gather all the info you need to choose the right program. Remember an informed choice is the best choice.

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